How to pay in EURC? The euro stablecoin explained and usable with Lyzi

In the digital payments space, a new generation of European stablecoins is transforming usage. Among them, EURC, issued by Circle, occupies a special place. Designed to be the digital equivalent of the euro, it paves the way for the widespread adoption of cryptocurrencies in the daily lives of Europeans.

But what exactly is EURC, and why is its use a game-changer for consumers and merchants?

EURC: a stablecoin anchored in Europe

EURC is a stablecoin pegged 1:1 to the euro, developed by Circle, the creators of USDC. Each EURC token is backed by euro bank reserves, providing complete stability. Unlike other cryptocurrencies, its value does not fluctuate: one EURC is always worth one euro.

This direct link to the European currency is a considerable advantage. It allows users to pay, save, and transfer value without worrying about currency conversions, while remaining within a legal framework that complies with European Union standards.

Why pay in EURC rather than with a bank card?

At first glance, one might wonder: why use the EURC when the euro already exists electronically through our cards or bank transfers? The answer lies in the benefits inherent to blockchain: speed, transparency, and global accessibility.

A payment in EURC is instantaneous, regardless of the country where the sender and recipient are located. It is independent of bank hours, holidays, or financial intermediaries. This makes it a particularly efficient tool for international payments, while remaining in a familiar unit of account: the euro.

Moreover, EURC fits naturally into the Web3 universe. It can be used not only to settle a bill in a restaurant or a night in a hotel, but also to interact with decentralized applications, purchase NFTs, or participate in DeFi protocols. It is a bridge between the traditional economy and digital innovation.

How to pay in EURC with Lyzi?

With Lyzi, paying for a purchase in EURC is as simple as using a credit card. The user selects EURC from their digital wallet, scans a QR code generated by the merchant, and confirms the transaction. A few seconds later, the payment is validated and automatically converted into euros for the merchant.

The latter doesn't have to manage blockchain technology or worry about volatility: they receive the exact amount in fiat currency, directly into their bank account. Lyzi acts as an invisible bridge between the world of crypto and that of local commerce.

For French retailers, it's also a way to adopt an innovative image while respecting local regulations. Since the EURC is directly linked to the euro and regulated by European financial authorities, it offers a reassuring level of compliance for professionals.

A strategic tool for European traders

Accepting the EURC means attracting a new clientele: young consumers, expats, tourists, and Web3 players who favor stablecoin payments. But it also means preparing for a future where alternative digital payments will play a central role in the economy.

By offering a fast, modern and frictionless payment experience, merchants strengthen their attractiveness and visibility, while benefiting from strong media coverage around innovation.

The Future of Payments: EURC, USDC and Beyond

While EURC is establishing itself as a benchmark stablecoin in Europe, it complements the existing ecosystem rather than replacing it. USDC, backed by the dollar, remains a must-have for international payments. Meanwhile, initiatives like EURCV, a euro stablecoin issued by French banking players, are enriching the landscape.

You can also consult our other articles to understand the differences between these solutions: How to pay in USDC or How to pay in EURCV .

Conclusion

Paying in EURC means adopting a modern, transparent digital euro adapted to Web3 uses. Thanks to Lyzi, this technology becomes accessible to all, without technical complexity or regulatory barriers.

For consumers, this means fast, universal payments. For merchants, it's an opportunity to embrace innovation that combines simplicity, security, and a modern image.

EURC is not just a stablecoin: it is a decisive step towards integrating cryptocurrencies into the daily lives of Europeans.