How to pay with USDC? The complete guide to using this stablecoin with Lyzi

Find out how to pay in USDC with Lyzi: fast, stable and volatility-free transactions, accepted by +600,000 merchants.

In the cryptocurrency world, stablecoins are occupying an increasingly central place. Unlike volatile cryptoassets like Bitcoin or Ethereum, they offer stability by being pegged to a fiat currency. The best-known of these, USDC (USD Coin), is backed by the US dollar and is gradually establishing itself as a benchmark for digital payments. But how can you actually pay in USDC, and what are the benefits for both users and merchants?

USDC: A stablecoin in full global adoption

Created by Circle and Coinbase, USDC is a stablecoin pegged to the US dollar, with each token backed by reserves of dollars and equivalent liquid assets. This means that one USDC is always worth one dollar. This stability makes it particularly attractive in an industry often criticized for its volatility.

USDC is also enjoying growing international adoption. It's now used by millions of users and supported by most exchanges and wallets, from Binance to Coinbase to Metamask. As cryptocurrency payments gradually become part of everyday life, USDC is positioned as an ideal tool for combining speed, security, and universality.

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Why use USDC to pay?

Paying in USDC has several advantages. First, it eliminates the issues associated with price fluctuations found with Bitcoin or Ethereum. Whether you're paying a restaurant bill, a hotel room, or a pair of sneakers, you know exactly what you're paying for and what the merchant is receiving.

Second, USDC offers transaction speeds far beyond traditional payment methods, particularly for cross-border payments. Where an international wire transfer can take several days, a USDC transfer takes just seconds. This is a major advantage for French merchants looking to welcome an international clientele and attract a new generation of connected consumers.

Finally, thanks to its compatibility with a large number of blockchains (Ethereum, Solana, Polygon, Avalanche, etc.), USDC can be used in multiple digital ecosystems, from decentralized finance (DeFi) to point-of-sale payments.

How to pay in USDC with Lyzi?

With Lyzi, using USDC to pay becomes simple and intuitive. The user scans a QR code from their compatible wallet, selects USDC as the payment method, and validates the transaction. In the background, the Lyzi solution handles the instant conversion into euros for the merchant. The merchant receives the exact transaction amount in fiat currency, without experiencing any volatility or changing their accounting habits.

This simplicity is at the heart of Lyzi's value proposition: making crypto payments practical and seamless. Today, more than 600,000 points of sale in France are connected to our infrastructure, with more than 2,000 partner merchants already, from major brands like Printemps, ST Dupont, and Fitness Park, to restaurants, hotels, and local businesses. USDC is thus integrated into real life, serving a modern and secure user experience.

What use cases in France and internationally?

USDC allows an American tourist in Paris to pay for dinner in digital dollars without worrying about exchange fees. It allows a student studying abroad to easily transfer money to their family. Finally, it allows a local merchant to attract an international clientele without currency barriers.

These examples show that USDC payments aren't just a passing fad: they respond to a real need for simplicity and efficiency. Thanks to Lyzi, these use cases are becoming a concrete and immediate reality.

And tomorrow: USDC, EURC and EURCV

While USDC has established itself as the benchmark dollar stablecoin, other solutions are developing in parallel. EURC, the euro stablecoin launched by Circle, meets payment needs in Europe with appropriate regulation. For their part, stablecoins like EURCV, issued by French banking players, are paving the way for solutions that are even closer to our regulatory framework.

To go further, we have written comprehensive guides on these alternatives. Find out, for example, how to pay in EURC or how to pay in EURCV , and compare their advantages to find the solution best suited to your needs.

Conclusion

USDC is much more than just a dollar-pegged token: it's a modern, stable, and universal payment tool that's already transforming the way we consume and how merchants interact with their customers. With Lyzi, this technology integrates seamlessly into French and international businesses, without technical barriers or risk of volatility.

Adopting USDC as a means of payment therefore means taking a step towards the future of finance and participating in the democratization of Web3 in everyday life.