How do I pay in USDC? The complete guide to using this stablecoin with Lyzi

Discover how to pay in USDC with Lyzi: fast, stable and non-volatile transactions, accepted by +600,000 merchants.

In the world of cryptocurrencies, stablecoins occupy an increasingly central place. Unlike volatile cryptoassets like Bitcoin or Ethereum, they offer stability by being pegged to a fiat currency. The best known of these, USDC (USD Coin), is backed by the American dollar and is gradually establishing itself as a reference for digital payments. But how do you pay in USDC in concrete terms, and what are the advantages for users and retailers alike?

USDC: a stablecoin in full global adoption

Created by Circle and Coinbase, USDC is a stablecoin pegged to the US dollar, with each token backed by reserves in dollars and equivalent liquid assets. This means that one USDC is always worth one dollar. This stability makes it particularly attractive in a sector where volatility is often singled out.

USDC is also benefiting from increasing international adoption. It is now used by millions of users and supported by most exchange platforms and wallets, from Binance to Coinbase to Metamask. In a context where cryptocurrency payments are gradually being integrated into daily uses, USDC is positioned as an ideal tool for combining speed, security and universality.

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Why use USDC to pay?

Paying in USDC has several advantages. First, it removes the problems associated with price fluctuations found on Bitcoin or Ethereum. Whether you're paying a bill in a restaurant, a hotel room, or a pair of sneakers, you know exactly what you're paying and what the merchant is getting.

Second, USDC offers a much faster transaction speed than traditional payment methods, especially for cross-border payments. Where an international transfer can take several days, a USDC transfer is done in a few seconds. This is a major asset for French retailers who want to welcome international customers and attract a new generation of connected consumers.

Finally, thanks to its compatibility with a large number of blockchains (Ethereum, Solana, Solana, Polygon, Avalanche, etc.), USDC can be used in multiple digital ecosystems, from decentralized finance (DeFi) to point of sale payments.

How do I pay in USDC with Lyzi?

With Lyzi, using USDC to pay becomes simple and intuitive. The user scans a QR code from their compatible wallet, chooses USDC as a payment method, and validates the transaction. In the background, the Lyzi solution takes care of the instant conversion into euros for the merchant. He receives the exact amount of the transaction in fiat currency, without experiencing any volatility or changing his accounting habits.

This simplicity is at the heart of Lyzi's value proposition: making crypto payments concrete and fluid. Today, more than 600,000 points of sale in France are connected to our infrastructure, with already more than 2,000 partner retailers, from major retailers such as Printemps, ST Dupont, Fitness Park, to restaurants, hotels and local businesses, to restaurants, hotels and local businesses. USDC is thus integrated into real life, in the service of a modern and secure user experience.

What use cases in France and abroad?

The USDC allows an American tourist in Paris to pay for dinner in digital dollars without worrying about currency exchange fees. It allows a student moving abroad to easily transfer money to his family. Finally, it allows a local merchant to attract international customers without currency barriers.

These examples show that paying in USDC is not just a fad: it meets a real need for simplicity and efficiency. Thanks to Lyzi, these use cases become a concrete and immediate reality.

And tomorrow: USDC, EURC and EURCV

While USDC is establishing itself as the reference dollar stablecoin, other solutions are developing in parallel. EURC, a euro stablecoin launched by Circle, meets payment needs in Europe with appropriate regulation. For their part, stablecoins like the EURCV, issued by French banking players, pave the way for solutions that are even closer to our regulatory framework.

To go further, we have written comprehensive guides on these alternatives. Discover for example How to pay in EURC or How to pay in EURCV, and compare their advantages to find the most suitable solution for your uses.

Conclusion

USDC is much more than just a token pegged to the dollar: it is a modern, stable and universal payment tool that is already transforming the way we consume and how merchants interact with their customers. With Lyzi, this technology integrates fluidly into French and international businesses, without technical barriers or risk of volatility.

Adopting USDC as a payment method is therefore taking a step towards the future of finance and participating in the democratization of Web3 in daily life.