Myths and Realities: Common Misconceptions About Crypto Payments

Cryptocurrencies are increasingly present in the news and in everyday uses. However, their adoption remains hampered by a large number of preconceived notions. Between concerns related to security, volatility, and technical complexity, many traders are still hesitant to take the plunge.

In this article, we'll review the main myths related to crypto payments and confront them with reality. Because in 2025, thanks to solutions like Lyzi, cryptocurrency payments are simpler, more secure, and more accessible than ever.

Myth #1: “Crypto is too risky because of the volatility”

Volatility is often cited as the primary barrier to accepting cryptocurrency payments. Merchants fear receiving a crypto amount that will lose its value a few hours later.

The reality:

With Lyzi, this risk disappears. Payments made in cryptocurrencies are automatically converted into euros and then paid into the merchant's account within 24 to 48 hours. The merchant therefore bears no exposure to volatility.

Myth #2: “It’s too complicated to set up”

Many believe that accepting crypto payments requires technical knowledge or complex infrastructure.

The reality:

Lyzi was designed to be as simple as a banking terminal. Installation takes just a few minutes, without the need for technical expertise. The interface is intuitive and accessible to all teams, like an everyday tool.

Myth #3: “Crypto isn’t secure”

Some fear that crypto payments are more vulnerable to fraud than traditional payments.

The reality:

Cryptocurrency transactions are based on blockchain technology, renowned for its transparency and traceability. With Lyzi, transactions are also governed by advanced security protocols, ensuring a reliable experience that meets industry standards.

Myth #4: “Nobody really uses crypto to pay”

It is often said that cryptocurrencies are only a speculative asset, and that they are not used in everyday life.

The reality:

In France, more than 12% of adults already hold cryptocurrencies. This share is even higher among younger generations. These users actively seek out businesses that accept cryptocurrencies and favor innovative brands that offer them this opportunity.

Myth #5: “It only concerns big brands”

Many local businesses believe that only large corporations have an interest in accepting crypto.

The reality:

Crypto is an asset for all types of businesses: from small local shops to restaurants, hotels, jewelry stores, and luxury brands. By accepting crypto, every business sends a strong message: “We are innovating to better serve our customers.”

Conclusion: going beyond preconceived ideas

As is often the case with innovations, crypto payments attract their share of prejudices. But in 2025, solutions like Lyzi have broken down the main obstacles:

• More risks related to volatility,
• Simple and quick to set up,
• Optimal security,
• An existing and growing customer base.

👉 Accepting crypto is no longer a risky experiment: it is a concrete response to consumer expectations and a growth lever for merchants.

With Lyzi, myths give way to reality: paying in crypto becomes simple, fast and universal .

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Ready to break through the myths and attract new customers? Discover how Lyzi can transform your business today.