From Bitcoin to USDT: which currencies should you accept in your business?

Accepting cryptocurrency payments is becoming a concrete opportunity for businesses.
But one question often comes up: which cryptocurrencies should we accept?

Bitcoin, Ethereum, stablecoins… they do not all have the same uses or the same advantages.
This article helps you sort through the options, to adopt a practical, secure and customer-friendly approach.

Not all cryptocurrencies are created equal when it comes to payments.

Today, there are more than 10,000 cryptocurrencies in the world.
But only a handful of them are actually used for daily transactions.

Some cryptocurrencies are designed for investment or speculation (like Bitcoin), others for real-world use; in particular stablecoins, which are backed by a traditional currency like the euro or the dollar.

👉 For a retailer, the goal is not to accept everything, but to offer a logical and stable selection, in line with customer habits.

Bitcoin (BTC): the pioneer, a symbol of financial freedom

Why accept it?

• It is the most well-known cryptocurrency in the world.
• It benefits from exceptional media visibility.
• Accepting Bitcoin strengthens your image of innovation and openness.

The limits

• Transaction fees and processing times vary depending on the network.
• The value of Bitcoin fluctuates sharply, which may worry some traders.

👉 In practice:
It is relevant to accept it as a showcase, but not to prioritize it for frequent payments.

💬 “Bitcoin is a symbol: it attracts curiosity and the crypto-native clientele.”

Ethereum (ETH): the crypto of services and DeFi

Why accept it?

• Widely used in the Web3 ecosystem (NFT, DeFi, platforms).
• Stable network, global adoption.
• Compatible with many wallets (Metamask, Rabby, etc.).

The limits

• Charges are sometimes high on the main network.
• “General public” users often prefer simpler alternatives (stablecoins).

👉 In practice:
Ethereum remains a key reference for advanced digital payments, but it is more suited to a tech-savvy clientele.

Stablecoins: the ideal solution for everyday payments

Stablecoins are cryptocurrencies whose value is pegged to a fiat currency (euro, dollar, etc.).
They offer the best of both worlds:

🔹 The speed and simplicity of blockchain
🔹 The stability of a traditional currency

The main stablecoins to consider:

USDT (Tether)

• Indexed to the US dollar (USD).
• The most widely used in the world for crypto payments.
• Liquid, fast, accepted by most platforms.

USDC (Circle)

• Also backed by the dollar.
• More regulated, supported by recognized American institutions.
• Very popular in professional environments.

EURC (Circle Euro Coin)

• Indexed to the euro.
• Ideal for European businesses that want to avoid currency conversions.
• Compatible with major blockchains (Ethereum, Avalanche, etc.).

Key advantages of stablecoins:

• Zero volatility: 1 USDC = 1 USD, 1 EURC = 1 €.
• Easy conversion to euros.
• Transactions are almost instantaneous.
• A perfect balance between innovation and safety.

💬 “Stablecoins finally make crypto usable for real payments.”

Other popular cryptocurrencies (depending on your clientele)

Depending on your business, other cryptocurrencies may complement your offering:

• 🐕 Dogecoin / Shiba Inu (memecoins): fun and viral, useful for capturing a young and connected audience.
• ⚡ Polygon / Solana: low-cost, very fast blockchains, ideal for microtransactions.
• 💳 BNB (Binance Coin): widely used in Asia and among Binance users.

👉 These cryptos are optional, but can be a marketing bonus if your clientele is international or crypto-savvy.

How to simplify management from the merchant's perspective

Accepting multiple cryptocurrencies may seem complex, but solutions exist to automate everything.

With a gateway like Lyzi, for example:

• The customer pays with the crypto of their choice (Bitcoin, ETH, USDC, etc.).
• The merchant automatically receives the equivalent in euros within 24 to 48 hours.
• No risk related to volatility.

💡 You offer freedom to the client, while maintaining stability for your accounting.

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In conclusion

Accepting cryptocurrencies is much more than just an innovative gesture:
It's an opening to a new generation of customers; young, connected, international.

But for this to be truly seamless, you need to know which currencies to favor.

Bitcoin is attracting attention.
Ethereum structure,
Stablecoins make it easier.

With a solution like Lyzi, you can accept more than 80 cryptocurrencies without dealing with complexity or volatility, and receive your payments in euros, simply.

🔗 Want to go further?

👉 Discover how Lyzi allows merchants to accept crypto payments securely and without risk.