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Sébastien Estines
Co-founder Lyzi
Lyzi will be present at EthCC from 30 March to 2 April 2026
Stablecoin payments at physical checkout moved from roadmap to reality this week. Iron (MoonPay), WalletConnect and Ingenico announced a partnership to enable in-store stablecoin payments on Ingenico Android terminals, with rollout to acquirers and PSPs starting January 2026.
It is a meaningful signal. Three of the most recognised names in payments infrastructure converging on physical POS confirms what the data already showed: stablecoin transaction volume surpassed $27 trillion in 2024, and the next frontier is the checkout counter.
WalletConnect provides the wallet connectivity layer with 700+ compatible wallets and 500 million users. Iron handles settlement by converting stablecoin proceeds into fiat through virtual accounts and delivering funds via existing banking rails. Ingenico provides the terminal hardware. Merchants keep their current acquirer relationship and receive no crypto exposure.
The user experience comes down to three steps: scan a QR code, approve in your mobile wallet, payment confirmed.
This partnership sits within a wider movement. Visa on stablecoin cards, Stripe expanding crypto rails, MoonPay moving into physical POS. The common thread is the same realisation everywhere: crypto holders exist, they want to spend, and acquirers and PSPs need a settlement experience that mirrors existing card processing, with no volatility, no custody, no operational disruption.
The market is converging on that model because it is the only one that scales into mainstream physical retail.
Lyzi is a licensed payment agent (ACPR REGAFI 26900) and registered VASP, built specifically for crypto payment POS infrastructure at scale.
The difference is in the architecture. Lyzi's stack is terminal-agnostic and live today on Ingenico, Verifone, Nepting, Yavin, Sunmi, PAX, Landi and Famoco. A merchant does not need to audit their hardware estate before integrating. Three hundred cryptocurrencies, 500+ wallets, ten blockchains, one integration.
Settlement runs in euros or EU-regulated stablecoins only: EURC, USDC, EURCV. No USDT, no MiCA grey zones, no compliance exposure for the merchant.
The reference base shows the depth of the existing deployment.
More than one million connected points of sale, operational today.
For PSPs and banks looking to extend their merchant offering, Lyzi integrates as an additive layer within the existing stack without altering acquirer relationships or exposing merchants to crypto custody. For operators running parallel e-commerce and physical channels, the same integration covers both environments under a single regulatory and settlement framework. Local merchants benefit from the same infrastructure without minimum volume requirements.
For merchants, acquirers and PSPs evaluating their options, the relevant questions are no longer whether to accept crypto payments. They are about which stack is live now, which is hardware-agnostic, and which carries the regulatory credentials required to operate in their markets.
The answer to all three is already deployed.
