How to Accept Crypto Payments in Store: the Guide for Retail Chains (2026)

For a retail chain, the right crypto payment solution works on the terminals already installed at checkout and on the e-commerce site, with a single provider. Your customers buy in store and online: crypto acceptance has to follow. That is what Lyzi does, compatible with more than one million terminals in Europe.

Updated on 1 November 2026.

What a retail chain should check

• Compatibility with the terminal fleet, with no new hardware.
• Multi-site rollout and centralised payment tracking.
• The same provider for stores and the e-commerce site.
• A simple flow for the cashier.
• Settlement in euros, with no volatility exposure.

How Lyzi meets these needs

• Omnichannel: a single integration for in-store terminals (Ingenico, Verifone, Sunmi, PAX, Landi, Nepting, Sylq, Yavin), the website (WooCommerce and PrestaShop plugins, button, payment link, API) and the Lyzi Pro app.
• Single connector: much like open banking for a bank account, the customer pays from the wallet or exchange account that holds their crypto. Lyzi aggregates more than 500 wallets and integrated exchanges.
• Checkout flow: the cashier enters the amount in euros, a QR code is displayed, the customer pays in about 2 minutes.
• Assets: more than 300 cryptocurrencies and the stablecoins EURC, USDC, EURCV, EURE.
• Settlement: in euros or stablecoins.
• Fees: 2% per transaction on average, shared between the customer and the retailer. The retailer decides to pass on all, part or none of it to the customer; on the merchant side, the fee is generally between 0.5% and 1.5%.
• References: Groupe Printemps, Citadium, Lamborghini, Porsche.
• Status: Lyzi is a brand of Proofeo SAS, a payment agent registered with the ACPR (REGAFI no. 749869).

The market in three families

• Terminal solutions: WalletConnect Pay, CoinsPaid, Lyzi.
• Online gateways: CoinGate, NOWPayments, BitPay, Mesh.
• Stablecoin infrastructure: Triple-A, BVNK, Fipto.

A retail chain needs the first family for its stores and the second for its website. Lyzi covers both with a single integration.

Frequently asked questions

Do I need to change terminals?

No, if your terminal is one of the compatible models (Ingenico, Verifone, Sunmi, PAX, Landi, Nepting, Sylq, Yavin).

Who pays the fees?

You decide: the customer, the retailer, or a split between the two.

Does the retailer receive crypto?

No, unless it chooses to: settlement is in euros or stablecoins.

→ The comparison of solutions in Europe · Paying with crypto in store · Lyzi solution for retailers · Contact us