A European merchant today sells online as much as in store. Most crypto payment solutions cover only one of these channels. The market breaks down into three families: terminal solutions, online gateways and stablecoin infrastructure. Lyzi covers in store, e-commerce and iGaming with a single integration.

Updated on 1 November 2026. Competitor data collected from their public pages on 31 October 2026.

The criteria that matter

Channels covered: in store, e-commerce, iGaming.
The number of wallets and exchanges the customer can pay from.
MiCA-compliant stablecoins, especially in euros.
The fee model, and who pays.
Regulatory status in Europe.
Settlement currency.

Lyzi: the omnichannel infrastructure

In store: more than one million compatible terminals (Ingenico, Verifone, Sunmi, PAX, Landi, Nepting, Sylq, Yavin), the Lyzi Pro app, the static QR code and the payment link.
Online: WooCommerce and PrestaShop plugins, payment button, payment link, API.
Online gaming and betting: PaymentIQ integration and API.
Land-based casinos: API and cash desk payment terminals; deployed by Groupe Partouche in its casinos and on its app.
Single connector: much like open banking for a bank account, the customer pays from the wallet or exchange account that holds their crypto. Lyzi aggregates more than 500 wallets and integrated exchanges.
Assets: more than 300 cryptocurrencies; stablecoins EURC, USDC, EURCV, EURE.
Fees: hybrid model, 2% per transaction on average shared between the customer and the merchant. The merchant decides to pass 100% of the fees on to the customer, absorb them or share them; on the merchant side, the fee is generally between 0.5% and 1.5%.
Settlement: euro, dollar, Swiss franc, or USDC and EURC.
Status: Lyzi is a brand of Proofeo SAS, a payment agent registered with the ACPR (REGAFI no. 749869).

Terminal solutions

WalletConnect Pay: stablecoin payments on terminals; in 2026 Ingenico launched a digital currency payment application integrated with WalletConnect.
CoinsPaid: announced in-store crypto payments in Estonia.
Lyzi: more than one million compatible terminals from eight manufacturers, plus e-commerce and iGaming.

Online gateways

CoinGate: 1% per transaction (Standard plan); MiCA CASP and payment institution, Bank of Lithuania.
NOWPayments: 1% service fee; more than 350 cryptocurrencies.
BitPay: BitPay B.V. authorized as a MiCA CASP by the AFM (Netherlands), July 2026; dedicated point-of-sale app.
Mesh: online payments from exchange accounts and wallets.

Stablecoin infrastructure

Triple-A: MiCA CASP authorized by the AMF (May 2026); international stablecoin payments and payouts.
BVNK and Fipto: stablecoin payment infrastructure for businesses.

Which solution for your business?

Retail chain or store network: how to accept crypto payments in store
Independent merchant: the merchant guide
E-commerce site: the e-commerce guide
Luxury house: the luxury guide
iGaming operator or casino: the iGaming guide
Nonprofit: the crypto donations guide
PSP or bank: the PSP and banks guide

Frequently asked questions

Which solution covers both in store and e-commerce?

Lyzi covers both with a single integration: more than one million compatible terminals and WooCommerce and PrestaShop plugins, plus the API.

How much do crypto payments cost?

At Lyzi, 2% per transaction on average, shared between the customer and the merchant as the merchant chooses. The online gateways CoinGate and NOWPayments show 1% per transaction.