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Accepting Crypto in Your Shop: the Independent Merchant's Guide
Crypto for independent merchants | Lyzi
Dernière modification :
1/11/2026

Accepting Crypto in Your Shop: the Independent Merchant's Guide

An independent merchant can accept crypto without buying hardware: on their current terminal, on the Lyzi Pro app or with a QR code placed on the counter. And if they also sell online, the same solution covers their website.

Updated on 1 November 2026.

What a shop should check

  • No hardware to buy.
  • Quick setup.
  • Clear fees, and the choice of who pays them.
  • Settlement in euros to the bank account.
  • The same solution in store and online.

How Lyzi meets these needs

  • In store: your terminal if compatible, the Lyzi Pro app, a static QR code or a payment link.
  • Online: WooCommerce and PrestaShop plugins, payment button, payment link.
  • Single connector: the customer pays from the wallet or exchange account that holds their crypto, among more than 500 wallets and integrated exchanges.
  • Fees: 2% per transaction on average, shared between the customer and you. You decide to pass 100% of the fees on to the customer, absorb them or share them; on the merchant side, the fee is generally between 0.5% and 1.5%.
  • Setup: merchant account at admin.lyzi.io/onboarding (Kbis, articles of association, ID documents, register of beneficial owners, latest balance sheet), validation within 24 to 48 hours.
  • Settlement: in euros to your bank account or in stablecoins.
  • Status: Lyzi is a brand of Proofeo SAS, a payment agent registered with the ACPR (REGAFI no. 749869).

The market in three families

  • Terminal solutions: WalletConnect Pay, CoinsPaid, Lyzi.
  • Online gateways: CoinGate, NOWPayments, BitPay, Mesh.
  • Stablecoin infrastructure: Triple-A, BVNK, Fipto.

Frequently asked questions

Does my customer need to download an app?

No. They scan the QR code with their phone's camera and pay from their wallet or exchange.

Can I have the customer pay the fees?

Yes. You can pass 100% of the fees on to the customer.

Can I receive only euros?

Yes. Euro settlement avoids any volatility exposure.

→ The comparison of solutions in Europe · Crypto payment fees · Lyzi solution for independent merchants · Contact us

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